Daily Digest

GOVERNMENT EXTENDS PAUSE ON STUDENT LOAN PAYMENTS UNTIL LEGAL CHALLENGES ARE RESOLVED The Biden Administration yesterday announced it was extending the moratorium on student loan payments until 60 days after litigation surrounding the plan to forgive up to $20,000 in unpaid student loans is resolved. If the litigation has not …

CLASS ACTION ACCUSES COLLECTOR OF REQUIRING REASON TO ACCEPT DISPUTE The defendant in a class-action lawsuit that was filed in Florida state court has removed the case to federal court in The Sunshine State, arguing that because the complaint accuses the defendant of violating federal law – the Fair Debt …

JUDGE GRANTS MTD IN FDCPA CASE OVER FEES, CHARGES LINE ITEM IN LETTER Ahh, remember the good ole’ days, before Regulation F went into effect? The different types of collection letters and notices were as numbered as the stars in the night sky. Interpreting what those letters meant was — …

FDCPA SUIT ACCUSES COLLECTOR OF FAILING TO IDENTIFY CREDITOR TO WHOM DEBT WAS OWED ON ITEMIZATION DATE A defendant has removed a lawsuit alleging violations of the Fair Debt Collection Practices Act and Regulation F originally filed in Florida state court to federal court, after it was accused of sending …

GETTING TO KNOW JON DAANE OF TEC SERVICES GROUP Jon Daane might be the only person who has ever started working in the ARM industry because of scuba diving. There’s probably a good metaphor that connects scuba diving and debt collections — looking for buried treasure, perhaps? — but Daane’s …

JUDGE GRANTS MSJ FOR DEFENDANT IN FDCPA CASE OVER EMAIL COMMUNICATIONS We’re all busy people and time is one thing we don’t have enough of, so I try to be very conscious of that and keep the articles I publish as brief and to the point as possible. Sometimes — …

CREDITOR FACING PAIR OF LAWSUITS FOR VIOLATING REG F’S 7-IN-7 PROVISION A pair of lawsuits have been filed against a creditor, accusing it of violating the Rosenthal Fair Debt Collection Practices Act because the creditor allegedly violated the 7-in-7 call frequency restrictions of Regulation F in attempting to collect on …

JUDGE DISMISSES FDCPA CLASS ACTION FOR LACK OF STANDING A District Court judge in New Jersey has dismissed a Fair Debt Collection Practices Act case, ruling the plaintiff does not have standing to sue after accusing the defendant of adding a collection charge to the amount owed before the debt …

CLASS-ACTION ACCUSES COLLECTOR OF VIOLATING FDCPA, REGULATION F FOR NOT USING MVN A class-action complaint has been filed against a collection agency, accusing it of violating the Fair Debt Collection Practices Act and the provisions of Regulation F because it did not use a Model Validation Notice and allegedly used …

GETTING TO KNOW DONNA MEYERS OF FINANCIAL MANAGEMENT SOLUTIONS Thirty years at the same company and Donna Meyers still never gets bored. Perhaps it has something to do with her appreciation of collectors and their resilience and adaptability, or perhaps it has something to do with her childhood goal of …