Compliance

A District Court judge in Pennsylvania has awarded summary judgment to a plaintiff and certified her suit as a class action after she alleged a collection agency violated the Fair Debt Collection Practices Act by not being clear enough in a collection letter. A copy of the ruling in Knight …

When letting you know that it’s investigating you, the Consumer Financial Protection Bureau is going to start sharing some more information about what they think you might have done wrong. The CFPB announced yesterday changes to its Civil Investigative Demand process, with the intention of providing more information about the …

A pair of defendants accused of contacting a professional plaintiff in violation of the Telephone Consumer Protection Act have had rulings issued in different lawsuits by District Court judges in Pennsylvania. A copy of the ruling in Shelton v. National Gas & Electric can be accessed by clicking here, and …

The Maryland Court of Appeals has ruled that unlicensed collection agencies, including debt buyers, can face a private right of action under the Maryland Consumer Debt Collection Act (MCDCA) and the Maryland Collection Agency Licensing Act, sending a case back to the Circuit Court of Baltimore for a third time. …

The governor of Arizona has signed a bill into law that will recognize out-of-state licenses for a large number of professionals, including collection agencies, when seeking to obtain a license to work in The Grand Canyon State. The law is believed to be the first in the nation to recognize …

After agreeing to stay the proceedings in a Telephone Consumer Protection Act case pending the outcome of Marks v. Crunch San Diego in the Ninth Circuit Court of Appeals, a District Court judge in Nevada has denied a request from the defendant for a second stay pending the release of …

A District Court judge in Wisconsin has granted a motion for attorney’s fees from the lawyers representing a plaintiff in a Fair Debt Collection Practices Act suit after the plaintiff accepted an offer of judgment, awarding $22,333.25. The defendant had made three recommendations ranging from denying the request to awarding …

A team from the law firm of Greenberg Traurig have published a lengthy article on an interesting trend: an increase in the number of putative class-action lawsuits alleging violations of a debt collection regulation in Massachusetts, even though there is no private right of action under the rule, known as …

A District Court judge in Connecticut has granted a defendant’s motion to dismiss after it was sued for allegedly violating the Fair Debt Collection Practices Act by referring to the current creditor as “our client” in a collection letter. A copy of the ruling in the case of Thoby v. …

In a move that will settle as many as 18 different lawsuits, Equifax has agreed to stop reporting civil judgments and tax liens on individuals’ credit reports for up to five years and pay each eligible consumer $1,500 to settle a case in which the credit bureau was accused of …