Compliance

Consumer Groups Ask CFPB to Rescind FCRA Dispute Guidance

A group of 21 consumer advocacy groups yesterday sent a letter to Kathleen Kraninger, the director of the Consumer Financial Protection Bureau, asking the regulator to reconsider guidance it issued earlier in the coronavirus pandemic that said it would be flexible in giving furnishers more than the required 30 days …

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Judge Denies MTD in FDCPA Overshadowing Class Action

A District Court judge in New York has denied a defendant’s motion to dismiss a class-action lawsuit for allegedly violating the Fair Debt Collection Practices Act by allegedly overshadowing the validation notice when it made a reference to initiating “a review of the inquiry” in a collection letter. A copy …

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HHS Fines Vendor $2.3M for Data Breach

A vendor that works with healthcare providers has agreed to repay $2.3 million after it was hacked and the personal information of more than 6 million individuals was compromised, in a settlement with the Department of Health & Human Services’s Office of Civil Rights. The vendor — CHSPSC — is …

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Judge Grants MTD in FCRA Case Over Dispute Investigation

A District Court judge in Illinois has granted a defendant’s motion to dismiss after it was sued for allegedly violating the Fair Credit Reporting Act by not investigating and removing inaccurate information from the plaintiff’s credit report. A copy of the ruling in the case of Soyinka v. Equifax Information …

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