FCRA

A District Court judge in Louisiana has denied a motion to dismiss filed by two defendants sued for allegedly violating the Fair Credit Reporting Act, ruling that the plaintiff has sufficiently alleged that one of the defendants willfully violated the relevant provisions of the statute and that the other defendant’s …

The Court of Appeals for the Ninth Circuit has affirmed a lower court’s ruling in a Fair Credit Reporting Act class action, determining that the defendant’s decision to access the plaintiff’s credit report in order to obtain a mailing address so it could attempt to collect on a debt was …

A bipartisan bill has been introduced in the House of Representatives that seeks to amend the Fair Credit Reporting Act so that more servicemembers would have access to credit monitoring services. Information about the proposed legislation, H.R. 1521, can be accessed by clicking here. The bill was introduced by Rep. …

The Consumer Financial Protection Bureau yesterday announced it had opened an inquiry into the companies that “track and collect information on people’s personal lives,” more commonly known as data brokers. A copy of the Request for Information can be accessed by clicking here. Data brokers is a broad term that …

EDITOR’S NOTE: This article is part of a series that is sponsored by WebRecon. WebRecon identifies serial plaintiffs lurking in your database BEFORE you contact them and expose yourself to a likely lawsuit. Protect your company from as many as one in three new consumer lawsuits by scrubbing your consumers through WebRecon …

A District Court judge in Illinois has denied a defendant’s motion for summary judgment in a Fair Credit Reporting Act case, determining that the defendant did not conduct a reasonable investigation into the plaintiff’s dispute because it did not actually read the dispute and look into what the plaintiff submitted. …

EDITOR’S NOTE: This article is part of a series that is sponsored by WebRecon. WebRecon identifies serial plaintiffs lurking in your database BEFORE you contact them and expose yourself to a likely lawsuit. Protect your company from as many as one in three new consumer lawsuits by scrubbing your consumers through WebRecon …

The codes and terms used when furnishing debt sometimes can mean more than one thing and can trip up even the savviest of credit reporting experts. But that doesn’t mean that they are inaccurate. A District Court judge in Nevada has granted a defendant’s motion to dismiss a Fair Credit …

A Magistrate judge in Texas has recommended granting motions to dismiss filed by two creditors who were sued, along with a pair of collection agencies, for violations of the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, among other claims, by an attorney who blamed the losses …

A District Court judge in New Jersey has granted a defendant’s motion for summary judgment in a Fair Credit Reporting Act and Fair Debt Collection Practices Act class-action case, ruling the plaintiff lacked standing to sue after having a settled debt reported to the credit bureaus as “owed in full, …