FCRA

A District Court judge in Pennsylvania has become the latest to tackle the issue of whether a plaintiff has standing to sue when claiming certain violations of the Fair Credit Reporting Act, partially denying the defendant’s motion to dismiss in a class-action suit. A copy of the ruling in the …

A District Court judge in Florida has denied a defendant’s motion to dismiss after it was sued for allegedly violating the Fair Credit Reporting Act, ruling that the plaintiff met the threshold for stating a claim by saying that the furnisher failed to conduct a reasonable investigation after it was …

The Consumer Financial Protection Bureau is not planning to make any changes to the guidance it issued earlier this year telling furnishers that as long as they are making “good faith efforts” to investigate disputes as quickly as possible that they can take longer than the legally required 30 days …

The Consumer Financial Protection Bureau yesterday announced a settlement with a debt collector after it was accused of a number of violations of the Fair Credit Reporting Act. The collector, Afni, Inc., will pay a $500,00 fine and agreed to update its policies and procedures to ensure the accuracy of …

While there was an uptick in some of the data points tracked by WebRecon in September, the increases — whether comparing the data to August or comparing it to last September — were not that large. The data points that were lower, however, were significantly so. For example, the number …

In a case that was defended and argued by Troutman Pepper, the Ninth Circuit Court of Appeals yesterday upheld a summary judgment in favor of a defendant that was accused of violating the Fair Credit Reporting Act by obtaining credit reports on individuals without a permissible purpose. A copy of …

A District Court judge in Missouri has denied a defendant’s motion to dismiss after it was sued for violating the Fair Credit Reporting Act, ruling that an individual does not have to notify a furnisher or credit reporting agency of a discrepancy in his or her credit report and allow …

A District Court judge has denied a defendant’s motion to dismiss after it was sued for violating the Fair Credit Reporting Act because it did not perform a reasonable investigation into a dispute even though the plaintiff disputed the debt 42 times with three different credit bureaus. A copy of …

A District Court judge in Maine has granted a trade association’s motion for judgment after it sued the state for enacting laws that governed how, among other things, medical debts are reported to credit reporting agencies by collection agencies. A copy of the ruling in the case of Consumer Data …

The Eleventh Circuit Court of Appeals has upheld a lower court’s motion for judgment on the pleadings in favor of defendants that were accused of not properly investigating a disputed item on the plaintiff’s credit report, echoing the lower court in saying that investigations should be about factual items, not …