FCRA

Consumer Groups Ask CFPB to Rescind FCRA Dispute Guidance

A group of 21 consumer advocacy groups yesterday sent a letter to Kathleen Kraninger, the director of the Consumer Financial Protection Bureau, asking the regulator to reconsider guidance it issued earlier in the coronavirus pandemic that said it would be flexible in giving furnishers more than the required 30 days …

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Judge Grants MTD in FCRA Case Over Dispute Investigation

A District Court judge in Illinois has granted a defendant’s motion to dismiss after it was sued for allegedly violating the Fair Credit Reporting Act by not investigating and removing inaccurate information from the plaintiff’s credit report. A copy of the ruling in the case of Soyinka v. Equifax Information …

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Judge Grants MTD in FCRA Case Over Background Check Disclosure

A District Court judge in Massachusetts has granted a defendant’s motion to dismiss after it was sued for allegedly violating the Fair Credit Reporting Act because it included “extraneous” information on a background check disclosure form, ruling that the plaintiff never alleged that the information “caused any actual confusion.” A …

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MTD in Permissible Purpose FCRA Case Denied

A District Court judge in New Jersey has denied a defendant’s motion to dismiss after it was sued for violating the Fair Credit Reporting Act by obtaining the plaintiff’s credit report without a permissible purpose to do so. A copy of the ruling in the case of Mathews v. Verizon …

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FTC Files Suits Against Alleged Collection Scammers

A District Court judge in South Carolina has lifted the seal on two complaints filed by the Federal Trade Commission against debt collection operations that are accused of violating the Fair Debt Collection Practices Act by allegedly convincing unsuspecting individuals that lawsuits have been, or will soon be, filed against …

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FTC Announces FCRA NPRMs

The Federal Trade Commission has announced that it is seeking comment on a number of proposed changes to several rules aimed at aligning the Fair Credit Reporting Act and the Dodd-Frank Wall Street Reform and Consumer Protection Act. The FTC has released five notices of proposed rulemaking, each of which …

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