FCRA

The Eleventh Circuit Court of Appeals has upheld a lower court’s dismissal of the counts of a lawsuit that alleged a financial services organization violated the Fair Debt Collection Practices Act by reporting a debt to a credit bureau using a different name other than its own, but overturned the …

The Ninth Circuit Court of Appeals has reversed a lower court’s decision that obtaining an individual’s credit report without a permissible purpose is enough under Article III of the Constitution to confer standing to file a lawsuit, even if the plaintiff is not able to allege a nefarious reason for …

The number of lawsuits alleging violations of the Telephone Consumer Protection Act and the Fair Debt Collection Practices Act continue to remain well below the pace from last year, according to data released recently by WebRecon. Through the first three-quarters of 2019, the number of FDCPA claims is down 9.4% …

A District Court judge in Missouri has granted summary judgment to a defendant accused of violating the Fair Debt Collection Practices Act because it treated two debts from two different medical providers — originating from the same hospital visit — separately when trying to collect. A copy of the ruling …

A battle is brewing in New Jersey over a newly enacted state law that could potentially impact the credit and collection industry both in the Garden State as well as other states across the country. A new law went into effect last week that requires the three major credit bureaus …

The Consumer Financial Protection Bureau has filed suit against a collection agency that specializes in collecting in debts on behalf of apartment complexes for violating the Fair Credit Reporting Act and the Fair Debt Collection Practices Act for collecting debts “without a reasonable basis to assert” the debts were valid. …

Collection agencies may not necessarily be noticing it, but there continues to be a precipitous drop in the number of lawsuits being filed alleging violations of the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the Telephone Consumer Protection Act, according to data released yesterday by WebRecon. …

The Third Circuit Court of Appeals has upheld a lower court’s summary judgment ruling in favor of a defendant that was accused of violating the Fair Credit Reporting Act by allegedly providing inaccurate information on the plaintiff’s credit reports. A copy of the ruling in the case of Angino v. …

Executives in the credit and collection industry — especially those working in compliance — who were hoping for a slow, relaxed summer have definitely been disappointed, based on data released yesterday by WebRecon that shows a dramatic uptick in the number of lawsuits filed by consumers. There were double-digit increases …

The Court of Appeals for the Ninth Circuit has affirmed a lower court’s ruling that a credit bureau did not violate the Fair Credit Reporting Act and was not obligated to reinvestigate disputed claims on an individual’s credit report because the individual did not directly submit the request. A copy …