FCRA

Even though they might not have maintained the pace set in January, the number of lawsuits alleging violations of the Fair Credit Reporting Act, Fair Debt Collection Practices Act, and the Telephone Consumer Protection Act still are mostly outpacing the number that were filed during the first two months of …

The Ninth Circuit Court of Appeals has partially upheld and partially reversed a lower court’s decision related to the background check forms filled out by prospective employees and how they must comply with the Fair Credit Reporting Act. A copy of the ruling in the case of Walker v. Fred …

The Court of Appeals for the Eleventh Circuit has partially overturned a lower court’s dismissal of a lawsuit against a number of defendants alleging they violated the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the Telephone Consumer Protection Act, ruling that the third amended complaint filed …

Down is up and up is down. After ending 2019 in the red, the number of lawsuits filed in January alleging violations of the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act, along with the number complaints filed with the Consumer Financial …

A District Court judge in California has granted a defendant’s motion fo summary judgment after it was sued for allegedly violating the Fair Debt Collection Practices Act by calling the plaintiff 15 times during a six-month span. A copy of the ruling in the case of Allen v. Credit Collection …

A District Court judge in New York has granted a defendant’s motion to dismiss a Fair Debt Collection Practices Act claim but denied the motion to dismiss a Fair Credit Reporting Act claim after the plaintiff filed suit because of a disputed debt. A copy of the ruling in the …

The Court of Appeals for the Seventh Circuit has affirmed the dismissal of claims from both the plaintiff and defendant in a case in which the defendant was accused of violating the Fair Credit Reporting Act for putting the name of the plaintiff on a pre-screen list that was made …

For the third straight year, the number of lawsuits claiming violations of the Fair Debt Collection Practices Act and the Telephone Consumer Protection Act were down while the number of claims related to alleged violations of the Fair Credit Reporting Act were up, according to data released yesterday by WebRecon. …

The Consumer Financial Protection Bureau yesterday announced it had filed suit against a number of defendants for violating the Fair Credit Reporting Act by allegedly obtaining individuals’ credit reports illegally and allegedly charging unlawful advance fees for debt relief services. The defendants include Chou Team Realty, LLC, which does business …

There are things that you never envision yourself having to say. Among them are, when someone posts something negative about your business online, please do not publish their personal financial information to justify your decisions. The Federal Trade Commission has fined a mortgage broker $120,000 for doing just that when …