FCRA

In a move that will settle as many as 18 different lawsuits, Equifax has agreed to stop reporting civil judgments and tax liens on individuals’ credit reports for up to five years and pay each eligible consumer $1,500 to settle a case in which the credit bureau was accused of …

A District Court judge in Alabama has reduced the punitive damages awarded by a jury to a plaintiff whose credit history was mis-reported to $490,000, from $3 million. A copy of the ruling in Younger v. Experian Information Solutions, Inc., can be accessed by clicking here. The plaintiff had a …

Lawsuits against collection agencies alleging violations of the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the Telephone Consumer Protection Act were all up in January, compared with December 2018, but only the FCRA was up from the first month of last year, according to data released …

In a case that was first reported by Nadia Adams at Womble Bond Dickinson, a federal judge in Illinois has partially granted and partially denied summary judgment requests from both the plaintiff and the defendant in a case in which a collection agency was sued for not promptly reporting a …

A collection agency has agreed to a $2.2 million settlement after it was accused of violating the Fair Credit Reporting Act by obtaining the credit report of an individual without a permissible purpose. Attorneys representing the plaintiffs in the class-action suit will receive one-third of the settlement, or $733,333.33. The …

The Ninth Circuit Court of Appeals has partially upheld and partially reversed a lower court’s summary judgment in favor of a defendant that was accused of violating the Fair Credit Reporting Act by providing additional disclosures when informing an individual about conducting a background check. A copy of the ruling …

Employers who conduct background checks on prospective employees would be wise to keep an eye on a lawsuit in California which was just granted class certification after an employee at Walmart alleged the retail giant violated the Fair Credit Reporting Act by not providing a “clear and conspicuous” disclosure when …

The number of lawsuits filed that allege violations of consumer protection statutes — the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the Telephone Consumer Protection Act — all dropped in December, compared with a month earlier, and for the FDCPA and TCPA, it summed up how …

A federal judge in Michigan has opted not to dismiss a lawsuit alleging a trio of companies violated the Fair Credit Reporting Act by accessing the plaintiff’s credit report without a permissible purpose because the statute of limitations had expired, but did express “serious reservations” about the timeliness of the …

Despite the plaintiff disobeying several court orders and ultimately having the case in which he accused a collection agency of violating the Fair Credit Reporting Act dismissed, a District Court judge in Arizona has denied a request from the defendant seeking to have its attorney’s fees covered. A copy of …