Recent Posts

Nevada Governor Vetoes Debt Collection Legislation

The governor of Nevada this week vetoed a bill that would have required collectors to provide payoff letters and satisfaction letters to individuals who request them while also creating a private right of action against collectors that failed to provide those letters, and revising the way collectors were required to …

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CFPB Orders OneMain to Pay $20M in Fines, Penalties


The Consumer Financial Protection Bureau yesterday announced a consent order with OneMain Financial that will see the company pay $20 million in fines and restitution to consumers after it was accused of deceiving borrowers into signing up for additional products and failing to refund interest charges for 25,000 customers. A …

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Judge Denies MTD in FDCPA Case Over Reporting of Debt

A District Court judge in California has denied a motion to dismiss filed by a collection operation in a Fair Debt Collection Practices Act case on the grounds that furnishing information about a debt to a credit reporting agency constitutes debt collection activity, but did grant motions to dismiss for …

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Getting to Know Jose Giron of State Collection Service

Has there anyone who ever got their start in the industry by negotiating a great settlement with a debt collector? Talk about being born to do something. Jose Giron has a great origin story about how he came to work in the ARM industry, but his commitment, determination, and ability …

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Judge Approves $500k Settlement in FDCPA Class-Action

A District Court judge in Ohio has approved a settlement in a Fair Debt Collection Practices Act class-action lawsuit that will see the defendant pay $500,000 in fees and costs after it was accused of pursuing collection activity against individuals who had participated in a separate settlement of an FDCPA …

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