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Part I — all 653 pages of it
Part II — all 354 pages of it
Sections
1006.1 — Authority, purpose, and coverage
1006.2 — Definitions*
1006.6 — Communications in connection with debt collection*
1006.10 — Acquisition of location information
1006.14 — Harassing, oppressive, or abusive conduct*
1006.18 — False, deceptive, or misleading representations or means
1006.22 — Unfair or unconscionable means*
1006.26 — Collection of time-barred debts*
1006.30 — Other prohibited practices*
1006.34 — Notice for validation of debts*
1006.38 — Disputes and requests for original-creditor information
1006.42 — Sending required disclosures*
1006.100 — Record retention
1006.104 — Relation to State laws
1006.108 — Exemption for State regulation
Appendix A — Procedures for State application for exemption from the provisions of the Act
Appendix B — Model Forms
Appendix C — Issuance of advisory opinions*
- Advice regarding implementation, from Aylix Jensen of Moss & Barnett
- Advice regarding the enactment date, from Dennis Barton of The Barton Law Group
- – includes comments/perspective from compliance expert
Thanks to the following experts for submitting their analysis:
Rozanne Andersen
Ontario Systems
Analysis
Dennis Barton
The Barton Law Group
Analysis
Ari Derman
Harris & Harris
Analysis
Virginia Bell Flynn
Troutman Pepper
Analysis
Mike Frost
Malone Frost Martin
Analysis
Tom Good
Barron & Newburger
Analysis
Stefanie Jackman
Ballard Spahr
Analysis
Aylix Jensen
Moss & Barnett
Analysis
Michael Klutho
Bassford Remele
Analysis
Loraine Lyons
Malone Frost Martin
Analysis
Don Maurice
Maurice Wutscher
Analysis
Shannon Miller
Maurice Wutscher
Analysis
Joann Needleman
Clark Hill
Analysis
Manny Newburger
Barron & Newburger
Analysis
Patrick Newman
Bassford Remele
Analysis
Rick Perr
Kaufman Dolowich & Voluck
Analysis
Stacy Rodriguez
Actuate Law
Analysis
David Schultz
Hinshaw Culbertson
Analysis
Michele Shuster
Mac Murray & Shuster
Analysis
Nicole Strickler
Messer Strickler
Analysis
Brit Suttell
Barron & Newburger
Analysis
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