CFPB Debt Collection Rule Resource Guide

Sponsored By:

Back to Rule Guide Home

Section 1006.100 Sending required disclosures

  • (a) In general. Except as provided in paragraph (b) of this section, a debt collector must retain records that are evidence of compliance or noncompliance with the FDCPA and this part starting on the date that the debt collector begins collection activity on a debt until three years after the debt collector’s last collection activity on the debt.
  • (b) Special rule for telephone call recordings. If a debt collector records telephone calls made in connection with the collection of a debt, the debt collector must retain the recording of each such telephone call for three years after the date of the call.

Is There an Area of the Rule You Would Like Further Information About?

Please fill out and submit the form below.

Please enter your email, so we can follow up with you.