The Consumer Financial Protection Bureau yesterday announced the completion of an enforcement order against a pair of payment processing companies that worked with debt relief organizations — as well as the owners of the companies — ordering the defendants to pay $11 million in restitution to consumers and fines. The …
Read More »Judge Grants Defendant’s MSJ in FDCPA Class Action Over Creditor ID in Letter
A District Court judge in New York has granted a defendant’s motion for summary judgment in a Fair Debt Collection Practices Act class action case, determining that the plaintiff lacked standing to sue because he did not suffer a concrete injury after alleging the defendant violated the statute by sending …
Read More »N.Y. Legislature Passes Anti-Garnishment, Anti-Lien Bill For Certain Medical Debts
The New York Senate yesterday voted to approve a bill that would protect individuals from having liens placed on their primary residences and having their wages garnished to repay medical debts. The New York Assembly had already passed its version of the bill, and consumer advocates yesterday called on Gov. …
Read More »Judge Denies Motion to Remand FDCPA Case Back to State Court; Grants MTD
A District Court judge has denied a plaintiff’s motion to remand a Fair Debt Collection Practices Act case back to state court while also granting the defendant’s motion to dismiss, ruling that the plaintiff had standing to sue in federal court, but did not state a claim on which the …
Read More »Complaint Accuses Collector of Violating FDCPA, Reg F Over Attempts to Collect Discharged Debt
A complaint has been filed in California accusing a collector of violating the Fair Debt Collection Practices Act and Regulation F by attempting to collect a debt through calls and text messages to the plaintiff’s cell phone after consent had been revoked and after the debt in question had been …
Read More »Judge Awards Plaintiff’s Counsel $206k in FCRA Case
A District Court judge has partially lowered the attorney’s fees in a Fair Credit Reporting Act case, but only by 10%, which kept the total award to more than $206,000, $70,000 more than what the defendant sought to pay. A copy of the ruling in the case of Ramones v. …
Read More »Compliance Digest – May 9
I’m thrilled to announce that Bedard Law Group is the new sponsor for the Compliance Digest. Bedard Law Group, P.C. – Compliance Support – Defense Litigation – Nationwide Complaint Management – Turnkey Speech Analytics. And Our New BLG360 Program – Your Low Monthly Retainer Compliance Solution. Visit www.bedardlawgroup.com, email John H. Bedard, Jr., or call (678) 253-1871. Every week, …
Read More »Appeals Court Overturns ADA Ruling Against ARM Industry Company
The Court of Appeals for the Ninth Circuit has reversed a lower court’s ruling in favor of a defendant that was accused of violating the Americans with Disabilities Act, ruling the company — one involved in the accounts receivable management industry — terminated the plaintiff’s employment because she was unable …
Read More »Judge Rules Debt Not For Personal Use in FDCPA Case
I don’t know about you, but with all the times that I have purchased real estate — one, to be exact — I remembered whether I was at the closing or whether I had someone attend for me, and whether I inspected the property or whether I bought it sight …
Read More »N.Y. Enacts Law Banning Colleges From Withholding Transcripts Until Debts are Paid
The Governor of New York has signed a bill into law that prohibits colleges and universities from withholding transcripts from individuals who owe the schools money, a practice that has been described as “transcript ransoming.” S.5924C/A.6938 goes into effect 30 days after it was signed by the governor. Nationwide, nearly …
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