Compliance

A District Court judge in Texas has granted a motion to dismiss a lawsuit after a collection agency was accused of violating the Fair Debt Collection Practices Act by including two different debts under the same self-generated account number. A copy of the ruling in Reynolds v. Medicredit, Inc., can …

A District Court judge in Wisconsin has granted a motion to dismiss after a collection agency was accused of violating the Fair Debt Collection Practices Act by using the phrase “Amount Due Now” in a collection letter. A copy of the ruling in Mollberg v. Advanced Call Center Technologies, Inc. …

Nathan E. Hardwick IV should be forced to forfeit $19.9 million after treating his law firm as a “personal piggy bank,” according to a motion filed by prosecutors as Hardwick awaits sentencing. Hardwick was convicted last October of conspiracy to commit wire fraud, wire fraud, and making a false statement …

Following on the heels of the California Consumer Privacy Act, a bill has been introduced in the New York state legislature that would require businesses to provide consumers with all of their personal information that the business retains or discloses to a third party. Called the “Right to Know Act …

As had been expected, Crunch San Diego has filed a petition with the Supreme Court, appealing a ruling it received in the Ninth Circuit Court of Appeals that ultimately created a vast definition for what constitutes an automated telephone dialing system. The Ninth Circuit’s ruling in Marks v. Crunch San …

The Ninth Circuit Court of Appeals has partially upheld and partially reversed a lower court’s summary judgment in favor of a defendant that was accused of violating the Fair Credit Reporting Act by providing additional disclosures when informing an individual about conducting a background check. A copy of the ruling …

A District Court Judge in New Jersey has dismissed a class-action suit against a collection agency that was accused of violating the Fair Debt Collection Practices Act by sending a letter that would confuse the least sophisticated consumer about how to dispute a debt. A copy of the ruling in …

Employers who conduct background checks on prospective employees would be wise to keep an eye on a lawsuit in California which was just granted class certification after an employee at Walmart alleged the retail giant violated the Fair Credit Reporting Act by not providing a “clear and conspicuous” disclosure when …

Eric Rosenkoetter from Maurice Wutscher has been doing yeoman’s work this month in keeping track of proposed state laws that the credit and collection industry need to be aware of. Following up on his notice about a proposed law in New York that clarifies how collectors and creditors can attempt …

Enova International, an online payday lender, has been fined $3.2 million by the Consumer Financial Protection Bureau for allegedly withdrawing payments from individuals’ bank accounts without the proper permission and failing to honor loan extensions it had granted to customers. The lender would purchase loan applications from lead generators and …