Compliance

A group of 17 different trade associations, including ACA International, have asked the Federal Communications Commission to “expeditiously” clarify what constitutes an automated telephone dialing system under the Telephone Consumer Protection Act. The groups sent a letter to the FCC on Wednesday, reminding the regulator that it has been 21 …

A District Court judge in California has granted a defendant’s motion to dismiss after it was sued for allegedly violating the Fair Debt Collection Practices Act because the content in a collection letter overshadowed the validation notice in the same letter. A copy of the ruling in the case of …

The Consumer Financial Protection Bureau has finalized a settlement with Think Finance, an online payday lender, that will see the company and six of its subsidiaries pay fines of $1 each, for a total of $7, while reserving nearly $40 million to be returned to consumers who were victimized by …

The Sixth Circuit Court of Appeals has affirmed a lower court’s ruling denying a plaintiff who agreed to settle a Fair Debt Collection Practices Act lawsuit against a defendant from representing a class in the same suit. A copy of the ruling in the case of McClain v. Dalen Patrick …

A District Court judge in Ohio has granted a defendant’s motion to dismiss after it was sued for allegedly violating the Fair Debt Collection Practices Act because it included a reference to its state license number in the signature line of a collection letter. A copy of the ruling in …

A plaintiff has filed a class-action lawsuit alleging a defendant violated the Telephone Consumer Protection Act because it did not stop sending text messages after the plaintiff wrote a text message back saying he had never ordered anything from the defendant, but it appears as though the text messages did …

A District Court judge in New York has denied a defendant’s motion to dismiss after it was sued for allegedly violating the Fair Debt Collection Practices Act because it included too many dollar amounts in a collection letter and confused the plaintiff, despite saying in the letter “you owe $7,590.41.” …

A trio of former patients are accusing a South Carolina hospital of violating federal law by attempting to collect on debts after individuals have filed for bankruptcy protection. The hospital was accused of using a state-run program that withholds tax refunds from individuals with unpaid debts to pay their medical …

California state Senator Bob Wieckowski has introduced a bill that would require collection agencies in The Golden State to be licensed, adding another state to the list of those seeking to mandate such a measure. Sen. Wieckowski, who previously sponsored a measure that capped how much collectors could seize from …

A District Court judge in New York has granted a defendant’s motion to dismiss a Fair Debt Collection Practices Act claim but denied the motion to dismiss a Fair Credit Reporting Act claim after the plaintiff filed suit because of a disputed debt. A copy of the ruling in the …