Compliance

The Court of Appeals for the Second Circuit has affirmed a lower court’s summary judgment ruling in favor of a defendant that was accused of violating the Fair Debt Collection Practices Act by doubling the amount of the debt that was owed in a collection letter because the letter was …

Following the lead of a Senator from his home state, state Rep. Thomas West, a member of the Ohio House of Representatives introduced a bill yesterday that would prohibit debt collection in The Buckeye State. The bill, according to a press release from Rep. West, is modeled after legislation that …

The Senate on Wednesday unanimously approved a $2.2 trillion relief package to help the economy through the coronavirus pandemic, and other than establishing a prohibition against the collection of student loans, the bill does nothing else to restrict companies in the collection industry from continuing to operate. A copy of …

A District Court judge in Massachusetts has granted a settlement in a class-action case after a plaintiff accused a defendant of making more than two debt collection calls in a seven-day period, in violation of Massachusetts state law. A copy of the settlement in the case of Carlson v. Target …

The Ninth Circuit Court of Appeals has partially upheld and partially reversed a lower court’s decision related to the background check forms filled out by prospective employees and how they must comply with the Fair Credit Reporting Act. A copy of the ruling in the case of Walker v. Fred …

The Seventh Circuit Court of Appeals has denied an en banc request from the plaintiff in a Telephone Consumer Protection Act case, potentially bringing it to an end, which would be good news for the collection industry. A three-judge panel from the Seventh Circuit issued its ruling in the case …

Bankrupt Retrieval-Masters Credit Bureau, which operated under the name of American Medical Collection Agency and was the victim of a massive data breach last year, has asked a judge to dismiss its bankruptcy because it does not have enough money to continue paying what it owes. A copy of the …

A District Court judge in New York has granted a defendant’s motion to deny class certification in a Fair Debt Collection Practices Act case after questioning the plaintiff’s attorney’s pattern of abandoning cases and just how involved the named plaintiff was in the suit in the first place. A copy …

Not content to let the Supreme Court decide whether the leadership structure of the Consumer Financial Protection Bureau is constitutional, the Fifth Circuit Court of Appeals has granted a request from the defendant in a case to have an en banc hearing about the issue. The Appeals Court published on …

For lack of a better word, there is a battle brewing over the fate of the debt collection industry in the midst of the country’s response to the coronavirus pandemic. On one side, the industry is fighting to keep collection agencies open and people employed. On the other, lawmakers, regulators …