Recent Posts

Consumers Aren’t Great Savers: CFPB Report

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Even rich people are having problems paying their bills, according to a new report released by the Consumer Financial Protection Bureau. Looking at data that from a previously conducted survey, researchers at the CFPB concluded that 40% of all individuals had difficulty paying a bill or covering an expense in …

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Appeals Court Affirms Dismissal of FDCPA Suit

The Third Circuit Court of Appeals has upheld the dismissal of a Fair Debt Collection Practices Act case in which the plaintiff alleged that a pair of disclosures in a collection letter were misleading, saying that one of the disclosures did the opposite of what the plaintiff alleged and the …

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Judge Grants MTD in FDCPA Letter Overshadowing Case

In a case that was first spotlighted by Manny Newburger and Nabil Foster of Barron & Newburger, a District Court judge in New York has granted a defendant’s motion to dismiss after it was sued for violating the Fair Debt Collection Practices Act by allegedly overshadowing the validation notice in …

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Calif. Gov. Signs Licensing Bill, State CFPB Bill Into Law

The Governor of California has signed into law a pair of bills that will impact the future of collections in The Golden State — one bill will require collectors to obtain licenses in order to operate and the other will create a state equivalent of the Consumer Financial Protection Bureau. …

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Compliance Digest – September 28

I’m thrilled to announce that Bedard Law Group is the new sponsor for the Compliance Digest. Bedard Law Group, P.C. – Compliance Support – Defense Litigation – Nationwide Complaint Management – Turnkey Speech Analytics. And Our New BLG360 Program – Your Low Monthly Retainer Compliance Solution. Visit www.bedardlawgroup.com, email John H. Bedard, Jr., or call (678) 253-1871. Every week, …

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Judge Grants TRO in Case Against Alleged Collection Scammers

The Attorney General of New York has filed a lawsuit and obtained a temporary restraining order shutting down a collection operation that allegedly used a call spoofing service to impersonate government officials and made fraudulent threats to the individuals and their friends and family members. The suit named a number …

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Looking at Judge Amy Coney Barrett’s FDCPA, TCPA Rulings

President Trump on Saturday nominated Amy Coney Barrett to replace Justice Ruth Bader Ginsburg as an Associate Justice on the Supreme Court. Judge Barrett has been sitting on the bench for the Seventh Circuit Court of Appeals since 2017. With the Supreme Court set to hear arguments in a number …

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Consumer Groups Ask CFPB to Rescind FCRA Dispute Guidance

A group of 21 consumer advocacy groups yesterday sent a letter to Kathleen Kraninger, the director of the Consumer Financial Protection Bureau, asking the regulator to reconsider guidance it issued earlier in the coronavirus pandemic that said it would be flexible in giving furnishers more than the required 30 days …

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See-Saw Lawsuit Filings Continue in August: WebRecon

Trying to make heads or tails of how the coronavirus pandemic is affecting the volume of lawsuits filed against collection agencies continues to baffle, according to the latest data released yesterday by WebRecon. In July, where the volume of lawsuits alleging violations of the Fair Credit Reporting Act, the Fair …

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Judge Denies MTD in FDCPA Overshadowing Class Action

A District Court judge in New York has denied a defendant’s motion to dismiss a class-action lawsuit for allegedly violating the Fair Debt Collection Practices Act by allegedly overshadowing the validation notice when it made a reference to initiating “a review of the inquiry” in a collection letter. A copy …

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