Collector Facing FDCPA Class-Action for Sending 11 MVNs, Allegedly Overshadowing Dispute Window
- A collection operation is facing a Fair Debt Collection Practices Act class-action lawsuit for sending 11 different Model Validation Notices on the same day and for allegedly overshadowing the validation period by having different deadlines on the front and back of the notice.
- More details here
- This series is sponsored by WebRecon
Judge Grants MJOP for Defendant in FDCPA Class Action Over POC in BK Proceeding
- A District Court judge in Pennsylvania has granted a defendant’s motion for judgment on the pleadings in a Fair Debt Collection Practices Act class-action, ruling the defendants did not violate a state law regarding the interest rate it was charging and were not required to itemize the debt when filing a proof of claim during the plaintiffs’ bankruptcy proceedings.
- More details here
Florida Legislature Passes Medical Debt Collection Bill
- Both houses in the Florida legislature this week have approved a bill that places limits on how healthcare debts can be collected while also setting a three-year limit on collecting unpaid medical debts. The bill is part of a package of six pieces of legislation and it passed unanimously in both the state House and Senate this week.
- More details here.
Groups Sue CFPB Over Credit Card Late Fee Rule
- As promised, the Chamber of Commerce, along with a number of other banking trade groups — including some from Texas — filed a lawsuit yesterday against the Consumer Financial Protection Bureau, saying the regulator overstepped its authority it issuing a rule capping late fees that can be charged for missed credit card payments.
- More details here
WORTH NOTING: Five takeaways from last night’s State of the Union address … What it’s like having Tom Brady and Gisele Bundchen as parents … The TSA has unveiled a new self-screening process … Is there a link between Daylight Savings Time and medical malpractice? … How to make sure brainstorming sessions aren’t dominated by the extroverts in the group … Retailers are backing away from self-checkout machines … A travel safety tip, especially for people who travel alone … How to stop being late.
Funny Friday, part I
Funny Friday, part II
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