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APPEALS COURT RULING FURTHERS CIRCUIT SPLIT ON FDCPA VIOLATION
- A third Appeals Court has ruled that collection letters offering to settle debts that are past the statute of limitations but which do not disclose that fact are violations of the Fair Debt Collection Practices Act. Two other Appeals courts have ruled that a settlement offer — which does not include the threat of litigation — on a time-barred debt is not an FDCPA violation. This most recent ruling came from the Fifth Circuit Court of Appeals, which includes Texas, Mississippi, and Louisiana. The Appeals Court overturned a District Court ruling that dismissed a debtor’s claim after the individual received a collection letter on a time-barred debt but did not mention the statute of limitations had expired.
DEFENSE DEPT. CONSIDERING SENDING MISTAKEN VETERAN BONUSES TO COLLECTIONS
- The Department of Defense is considering sending accounts to collection to try and recover re-enlistment bonuses and incentives that were mistakenly given to veterans who fought in the wars in Iraq and Afghanistan. In California alone, there are as many as 10,000 members of the California National Guard who have been told to return thousands of dollars. Members of Congress have started standing up and calling for some form of legislation solution to this problem.
NJ LEGISLATURE WORKS ON MEASURES TO EDUCATE STUDENTS ABOUT DEBT RESPONSIBILITIES
- The state legislature in New Jersey is continuing to try and work toward a legislative solution to help students fully understand the responsibilities and obligations that go along with taking out student loans. A government-backed student loan program in New Jersey was put under the spotlight this summer, when a published article revealed it had refused to forgive the debt of a student who died, and was forcing the student’s mother to repay her son’s student loan.
FLU SHOT REMINDERS ARE NOT A TCPA VIOLATION, COURT RULES
- A federal court in California has ruled that sending automated flu shot reminders to individuals is not a violation of the Telephone Consumer Protection Act.
WORTH NOTING: How two companies negotiate an $85 billion merger … What the girl scouts can teach you about productivity … Sunday night’s NFL game showcased two different leadership styles. Which one are you? … A grandmother is suing KFC for $20 million. Why? Because her bucket of chicken wasn’t “overflowing” like it was on the TV commercial … I’m not sure it’s possible with all the hype, but here are nine things you may have missed from the season premier of “The Walking Dead” … The American Academy of Pediatrics has come out with new guidelines for the amount of time kids spend in front of screens … A self-driving truck drove 120 miles and delivered 50,000 beers … The three candidates for worst CEO of 2016 … Four people were killed at at theme park in Australia … Wells Fargo’s account scandal could cause it to lose half of its customers, according to a report … The ex-wife of Jared Fogle is suing Subway because she alleges the restaurant chain knew about Fogle’s sexual interests in children.
Does President Obama wish he were running against Donald Trump?
Answering the life-changing question: how often should guys wash their hair?
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The Daily Digest is sponsored by TCN, a leading provider of cloud-based call center technology for enterprises, contact centers, BPOs, and collection agencies worldwide.