EDITOR’S NOTE: This article is part of a series that is sponsored by WebRecon. WebRecon identifies serial plaintiffs lurking in your database BEFORE you contact them and expose yourself to a likely lawsuit. Protect your company from as many as one in three new consumer lawsuits by scrubbing your consumers through WebRecon …
Read More »Judge Rules for Defendant in FDCPA Case Over Dispute Response
A District Court judge in North Carolina has granted a defendant’s motion for judgment on the pleadings in a Fair Debt Collection Practices Act case, ruling that the plaintiff’s expectation for what he should have received when he disputed the debt was well beyond what the defendant had to provide …
Read More »CFPB Analyzes Dispute Trends on Credit Reports
Consumers that live in neighborhoods where the majority of individuals are African-American or Hispanic, or who are delinquent on their payments, or who are younger, or who have lower credit scores are the individuals who are most likely to dispute items on their credit reports, according to an analysis conducted …
Read More »Judge Grants MTD in FDCPA Case Over Dispute Sent to Creditor, Not Collector
A District Court judge in Michigan has granted a defendant’s motion to dismiss after it was sued for allegedly violating the Fair Debt Collection Practices Act by contacting the plaintiff after she had disputed the debt in question with the original creditor and for making a “hard inquiry” on her …
Read More »Judge Grants MSJ For Defendant in FCRA Case Over Disputed Debts
In a case that was defended by Ethan Ostroff and the team at Troutman Pepper, a District Court judge in Georgia has granted a defendant’s motion for summary judgment in a Fair Credit Reporting Act case in one of those unfortunate situations where an individual gets hung up while waiting …
Read More »Judge Grants MSJ in FDCPA Case Over Disputed Debt
A District Court judge in Arkansas has granted a defendant’s motion for summary judgment in a Fair Debt Collection Practices Act case after it was accused of engaging in harassing behavior by sending the same verification letter twice in a month in response to two dispute notices sent by the …
Read More »Judge Grants MSJ For Defendant in FDCPA Bona Fide Error Case Over Disputed Debt
A District Court judge in California has granted summary judgment in favor of a defendant that was sued for violating the Fair Debt Collection Practices Act because it allegedly did not mark an account as disputed, instead choosing the believe the policies and procedures put in place by the defendant …
Read More »Judge Denies Dual MSJ Requests in Case Over Failure to Mark Account as Disputed
A District Court judge in Michigan has denied requests for summary judgment from both the plaintiff and the defendant in a case in which the defendant is accused of violating the Fair Debt Collection Practices Act by allegedly failing to mark an account as disputed, and the judge says it …
Read More »Man Awarded $3 Million After Credit Bureau Declines to Investigate Dispute
An Alabama man has been awarded $3 million by a jury after finding Experian Information Solutions guilty of violating the Fair Credit Reporting Act by not investigating a debt on the man’s credit report. The man — Shaun Younger — noticed a debt that did not belong to him on …
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