Compliance

The Consumer Financial Protection Bureau has filed a lawsuit against Lexington Law and a number of companies operating under PGX Holdings, Inc. for violating the Telemarketing Sales Rules by engaging in “bait advertising” and “requesting or receiving payment upfront for certain telemarketed credit repair services,” according to a copy of …

A District Court judge in New Jersey has denied a defendant’s motion to dismiss after it was sued for allegedly violating the Fair Debt Collection Practices Act by not indicating in an initial collection letter to an individual that a dispute must be filed in writing. A copy of the …

Companies of all shapes and sizes are struggling to comply with the forthcoming enactment of the California Consumer Privacy Act, and nearly three quarters of respondents to a survey about the law rated their current preparedness at or below six on a scale of one to 10. Breaking out the …

A District Court judge in Massachusetts has dismissed a lawsuit filed against a creditor and a collection law firm for allegedly violating the Fair Debt Collection Practices Act by suing an individual to collect on a time-barred debt because the underlying debt was covered by a mandatory arbitration agreement. A …

A Massachusetts collection agency has agreed to a $15,000 settlement with the Attorney General of North Carolina for allegedly attempting to collect debts in the Tarheel State without obtaining a proper license. The collection agency, Goldberg & Donovan, were also accused of violating North Carolina’s Collection Agency Act by pretending …

Jay Inslee, the governor of Washington, signed two pieces of collection-related legislation into law yesterday, one aimed at ending the practice of pocket service of collection-related lawsuits and the other aimed at how collection agencies handle medical debts. The two bills were part of a flurry of collection-related activity undertaken …

On the day that a House subcommittee held a hearing discussing seven different pieces of proposed robocall-related legislation, Sen. Dick Durbin [D-Ill.] introduced a bill in the Senate that would give consumers a private right of action to petition for statutory damages when receiving unconsented-to calls. Called the Protecting American …

Aaron Foss, the founder of Nomorobo, a call-blocking app, made a bold suggestion during his testimony yesterday before the House Committee on Energy & Commerce’s Subcommittee on Communications and Technology’s hearing on how to stop robocalls. One of four individuals to testify before the committee as it discussed a number …

The Court of Appeals for the Seventh Circuit has upheld a lower court’s summary judgment in favor of a defendant that was sued for allegedly violating the Fair Debt Collection Practices Act by improperly attempting to collect on a time-barred debt because the defendant properly applied the FDCPA’s bona fide …

A District Court judge in Nevada has denied a plaintiff’s motion for summary judgment and instead granted summary judgment in favor of the defendant because its violation of the Fair Debt Collection Practices Act was not intentional and falls within the statute’s bona fide error defense. A copy of the …