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Compliance

Justice Department Warns Courts Of Unlawful Fines

The Justice Department is sending a letter to chief judges and court administrators in all 50 states, warning them that the practice of assessing fines and fees to “fill their jurisdictions’ coffers” may be unconstitutional. The department has a “strong interest” in making sure the rights of citizens are protected, according …

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FCC Releases More Details of Proposed Autodialer Rule

The Federal Communications Commission has released more details about its proposal that would allow collectors working to collect on debts guaranteed by the federal government – such as student loans – to use autodialers to contact individuals. Collectors would only be allowed to contact someone via an autodialer three times per …

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Why You Need To Be Testing Your UDAAP Policy

Back in 1964, there was a case before the United States Supreme Court. The case, Jacobellis v. Ohio, involved a movie theatre owner, Nico Jacobellis, who showed the film, “The Lovers” in his theatre. Jacobellis was fined $2,500 by a county court because the state deemed the movie to be …

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TCPA Suit Filings Increase in January: WebRecon

Plaintiffs lawyers have come out swinging the TCPA bat in 2016, filing more lawsuits alleging violations of the Telephone Consumer Protection Act than the FDCPA or FCRA, according to data released by WebRecon. The number of TCPA lawsuits filed in January was 25% higher than the total filed in December 2015 …

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Illinois Amends State Collection Agency Law

The Illinois legislature has amended the Illinois Collection Agency Act to expand the definition of what constitutes a collection agency and consumer debt, and ACA International is lauding the changes as “a win for the collection industry by removing confusing and onerous requirements.” Among the changes are new definitions for …

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