Tag Archives: National Consumer Law Center

Report Calls for ‘Broad-Based’ Cancellation of Student Loans

A report released by the National Consumer Law Center and the Center for Law and Social Policy (CLASP) calling for “broad-based” cancellation of student loans, extending the moratorium on making student loan payments, and “strengthening” repayment options, as a means of helping individuals with student loan debts while also closing …

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NCLC Publishes Guide to Key FDCPA Rulings From 2021

The National Consumer Law Center has published a guide of the key legal rulings related to the Fair Debt Collection Practices Act that were issued in 2021, breaking down rulings according to different categories and providing a summary of the case law that was enacted last year. Last year was …

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NCLC Lobbying CFPB on Rental Debt Issues

The National Consumer Law Center has released the results of a survey it conducted of legal aid and non-profit attorneys indicating a dramatic rise in the number of lawyers representing consumers who have rental debt, identifying it as a “barrier to decent housing,” especially for individuals with low income or …

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NCLC Report Rates States on Exemption Laws

There isn’t a state in the country that is adequately protecting families from debt collectors, debt buyers, and creditors with exemption laws, allowing individuals to keep some of their assets or paychecks when a garnishment order or judgment is awarded, according to a report issued this week by the National …

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Consumer Advocacy Report Details Number of Individuals Still Making Student Loan Payments During Pandemic Who are Underwater

A pair of national consumer advocacy groups are calling on the federal government to cancel student loan debts “across-the-board” as a means of helping individuals improve their financial futures, after analyzing more than 400,000 loans being serviced by Navient. The analysis looked at individuals who are in income-driven repayment plans …

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What Happens Next?

While the debate over when Regulation F is going to go into effect may be over for now, the announcement from the Consumer Financial Protection Bureau may have just been the closing of one chapter and the opening of another in the saga over regulating debt collection in the United …

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