FCRA Expert Talks About What Makes an Investigation ‘Reasonable’
When a consumer disputes an item on his or her credit report…
Video: Answering More Questions About Credit Reporting
Condition codes can be tricky when credit reporting. Changing a code when…
Answering Credit Reporting Questions on Deleting Tradelines
There is a common theme to the three questions posed by members…
Appeals Court Affirms Ruling in FCRA Judgment Case
The Court of Appeals for the Second Circuit has upheld a lower…
Video: Answering More of Your Credit Reporting Questions
Compliance is not always binary. It is not always black-and-white. Sometimes, companies…
Answering Credit Reporting Questions About COVID-19, Audits, Data Reliability
The COVID-19 pandemic has definitely made credit reporting a lot more complicated…
Answering Credit Reporting Questions About SOL, Credit Repair Orgs, How to Handle Paid Accounts
The statute of limitations is quite the kettle of fish for companies…
Bedard: What Collectors Must Do Before Reporting Unpaid Debts to Comply with Reg. F
The Consumer Financial Protection Bureau has used a lot of adjectives so…
CFPB Updates List of Consumer Reporting Companies
The Consumer Financial Protection Bureau on Friday updated its list of consumer…
CFPB Fines Santander $4.75M for FCRA Violations
The Consumer Financial Protection Bureau yesterday announced it had issued a consent…