April, 2023

• 1 April

  White House Announces Plan to Forgive All Medical Debts

  

  Still confident that the Supreme Court will rule in its favor on the plan to cancel up to $20,000 of student loan debt, the White House announced today that it was moving forward with the next phase of its plan to help overburdened consumers — by wiping out their medical …

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March, 2023

• 31 March

  Daily Digest – March 31. Complaint Accuses Collector of Calling at Inconvenient Time; Pa. Appeals Court Affirms Ruling that SOL Disclosure Not Required in Late Letters

  

  COMPLAINT ACCUSES COLLECTOR OF CALLING AT INCONVENIENT TIME The Fair Debt Collection Practices Act prohibits collectors from communicating with consumers at times and places known by the collector to be inconvenient to the consumer. But what the FDCPA doesn’t necessarily do is draw the line that defines when a collector …

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• 31 March

  Judge Grants MSJ for Defense in FDCPA Case Over Validation Requests

  

  A District Court judge in Illinois has granted a defendant’s motion for summary judgment, ruling that the verification information it sent to the plaintiff was sufficient to validate and debt and that it was not a false or misleading act to place the account with another agency while it was …

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• 31 March

  Republicans Invoke CRA to Overturn Student Loan Debt Cancellation Program

  

  Not content with hoping that the Supreme Court will strike down a program started by the federal government to wipe out as much as $20,000 in student loan debt for individuals, a number of Republicans have started the process of using the Congressional Review Act to keep the program from …

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• 31 March

  Pa. Appeals Court Affirms Ruling That SOL Disclosure Not Required in Late Letters

  

  A collector is not obligated to include a notification that the statute of limitations on a debt has expired as long as it does not initiate or threaten legal action on the debt, the Pennsylvania Superior Court ruled yesterday in affirming a lower court’s decision. A copy of the ruling …

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• 31 March

  Complaint Accuses Collector of Calling at Inconvenient Time

  

  EDITOR’S NOTE: This article is part of a series that is sponsored by WebRecon. WebRecon identifies serial plaintiffs lurking in your database BEFORE you contact them and expose yourself to a likely lawsuit. Protect your company from as many as one in three new consumer lawsuits by scrubbing your consumers through WebRecon …

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• 30 March

  Daily Digest – March 30. Getting to Know Peter Campisi of Sunrise Credit Services; Data Breach at Agency Compromises Info on 500k Consumers

  

  GETTING TO KNOW PETER CAMPISI OF SUNRISE CREDIT SERVICES Building is in Peter Campisi’s blood. Whether helping his father who was a home improvement contractor or helping build Sunrise Credit Services during his 33 years at the company, Campisi likes to get his hands dirty and be involved. It also …

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• 30 March

  CFPB Won’t Pursue Enforcement Action with Opportun Over Legal Collection Practices

  

  For the executives of Opportun Inc., it probably feels like Christmas in March. The company announced this week that it received a notification from the Consumer Financial Protection Bureau that it will not be pursuing an enforcement action against the company after opening an investigation into its legal collection practices. …

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• 30 March

  Agency Discloses Data Breach, Information on 500k BofA Customers Compromised

  

  A Pennsylvania collection agency has filed a data breach notification with the Maine Attorney General, indicating that nearly 500,000 consumers were affected by the breach, which occurred last month. A copy of the sample letter that was sent to affected consumers by NCB Management Services can be accessed by clicking …

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• 30 March

  Judge Denies Plaintiff’s MSJ in FDCPA Case Over Interest Statement in Letter

  

  A District Court judge in New Jersey has denied a plaintiff’s motion for summary judgment in a Fair Debt Collection Practices Act case, ruling that the plaintiff’s attempt to introduce a new theory at the summary judgment stage of the proceedings — after a Magistrate Court judge had already denied …

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