Compliance

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The defendant in the Hunstein case has filed a motion with the Eleventh Circuit Court of Appeals seeking an extension to file its petition for an en banc rehearing and asked the Court to withhold issuing a mandate in the case as part of its attempt to overturn the ruling. …

Mortgage servicers, your time is up. The 18 months that you have been given to adjust your operations in order to work with individuals who have been affected by the COVID-19 pandemic and “develop robust business continuity and remote work capabilities” are enough that state ad federal regulators have come …

Is it possible for an individual to sue a debt collector for violating the Fair Credit Reporting Act and Fair Debt Collection Practices Act for allegedly attempting to collect a debt that the individual believes he did not owe, when the individual took no action against the original creditor for …

A number of leading Senate Democrats are calling on Rohit Chopra and the Consumer Financial Protection Bureau to “take concrete steps to reform the credit reporting industry,” including improving the accuracy of credit reports and streamlining the dispute resolution process. The Senators, including. Sen. Sherrod Brown [D-Ohio], the chairman of …

A District Court judge in Missouri has lowered the attorney’s fees awarded in a Fair Debt Collection Practices Act case by 50%, ruling that a “hyper-technical” violation of the statute that led a jury to award the plaintiff $200 in damages was fair and reasonable. A copy of the ruling …

The Federal Trade Commission has permanently banned a payment processor from processing debt relief payments after it was accused of facilitating a student loan debt relief scheme while also requiring the company and its owner pay $500,000 that will be used to refund individuals who were duped by the scam. …

On the same day that she signed a series of new bills — including one targeting debt collection — New York Gov. Kathy Hochul also signed two other new bills into law that target robocalls and enact measures that will likely see more calls being automatically blocked by phone carriers. …

If an unpaid debt is charged off, should it be removed from an individual’s credit report? While a plaintiff believed it should, a District Court judge in Oregon thought differently, and has dismissed a Fair Credit Reporting Act case against a pair of defendants. A copy of the ruling in …

A District Court judge in Indiana has dismissed a Fair Debt Collection Practices Act case, ruling that headaches, sadness, fear, and anxiety are not enough for the plaintiff to have standing to sue in federal court. A copy of the ruling in the case of Edmonson v. Brennan & Clark …