Compliance

It might have to do with a mortgage, which is something we do not normally address when it comes to the Fair Debt Collection Practices Act, but a ruling from the Eleventh Circuit Court of Appeals seemed interesting because it dealt with assumptions for how long it took a communication …

Meeting via conference call yesterday, the Federal Communications Commission has formally adopted a rule that will require phone carriers to deploy STIR/SHAKEN call authentication technology by June 30, 2021. STIR/SHAKEN is technology that allows a carrier to verify the caller ID information matches the caller’s actual phone number. It is …

A District Court judge has granted a defendant’s motion to dismiss a Fair Debt Collection Practices Act case after it was sued for mailing a summons to the home address of the plaintiff, even though she was represented by an attorney. A copy of the ruling in the case of …

The Illinois Department of Financial and Professional Regulation released guidance yesterday, advising collection agencies about what to do if they wish to have employees work from home, and encouraging collection agencies and debt buyers to suspend all collection activity for the next 60 days. A copy of the guidance can …

Undoing a big split among the Circuit Courts of Appeals, the Third Circuit Court of Appeals yesterday overturned a well-known precedent and ruled that there is no written dispute requirement under Section 1692g(a)(3) of the Fair Debt Collection Practices Act. A copy of the ruling in the en banc decision …

A District Court judge in Wisconsin has granted summary judgment to a defendant in a Fair Debt Collection Practices Act case after the defendant invoked the bona fide error defense because it used a creditor-approved abbreviation to reference the name of a creditor in a collection letter. A copy of …

A trade group representing regulators of collection agencies has issued guidance, offering a roadmap to help state and federal agencies figure out what they should and should not allow when it comes to the topic of consumer and commercial debt collections, including allowing agencies to stay in contact with individuals …

A task force created by the Consumer Financial Protection Bureau to examine consumer financial law has issued a Request for Information, seeking answers to two dozen questions about how well the financial markets are functioning for consumers. The task force was launched in January and includes five individuals: Todd J. …

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The approval of a Major Disaster Declaration in North Carolina last week triggered the enactment of a series of provisions that reference collection agencies and a 30-day deferral for accepting payments. A copy of the provisions can be accessed by clicking here. The statute applies to “all insurance companies, premium …