FDCPA

Lawsuit Totals Continue Decline, But Some ‘Terrifying’ Data Still Causing Problems For Collection Agencies

Collection agencies may not necessarily be noticing it, but there continues to be a precipitous drop in the number of lawsuits being filed alleging violations of the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the Telephone Consumer Protection Act, according to data released yesterday by WebRecon. …

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Judge Grants MTD Over Use of ‘Client’ in Letter

A District Court judge in New Jersey has granted a defendant’s motion to dismiss after it was sued for allegedly violating the Fair Debt Collection Practices Act by referring to the original creditor as a “client” in a collection letter. A copy of the ruling in the case of Rodriguez …

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Jury Finds Collection Agency’s Letter Advising That Consumer Would Next Hear From An Attorney Did Not Falsely Threaten Suit In Violation Of The FDCPA

[EDITOR’S NOTE: The following was written by Ronald S. Canter and is being re-published with his permission.] Stephanie Adams of Windsor, Virginia, who operates a credit repair business out of her home, was subject of collection action by Applied Business Services of Edenton, North Carolina for an unpaid medical bill. Applied sent …

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