Collector Facing FDCPA Class Action Over Multiple MVNs Received on Same Day
- One of the concerns that was raised in the build-up to the enactment of Regulation F had to do with how medical debts were going to be handled. In some circumstances, there were multiple providers and multiple debts and addressing how best to communicate that information, especially with the Model Validation Notice, could be tricky. Well, a consumer has filed a class-action lawsuit alleging a collection agency has violated the Fair Debt Collection Practices Act because he received four MVNs on the same day that all dealt with debts owed to the same creditor — a healthcare provider — and all had different amounts.
- More details here
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Court Rules on FDCPA Case Over Unreceived Request For Additional Information to Clear Up Dispute
- A collection operation that couldn’t find a consumer’s information in its system to note the account was disputed. A plaintiff’s attorney who claims never to have received the request for additional information that the defendant sent when it couldn’t locate the account. This case has a lot going on. A District Court judge in Illinois has denied claims for summary judgment from both the plaintiff and the defendant in a Fair Debt Collection Practices Act case, while also ruling the defendant cannot invoke the FDCPA’s bona fide error defense and that the plaintiff is not entitled to actual damages.
- More details here
CFPB Sends $1.8B to Victims of Lexington Law Scam
- When you couple that the Consumer Financial Protection Bureau is making its largest-ever distribution from its Victims Relief Fund, and that it will be sending $1.8 billion to more than 4 million consumers, with the fact that those consumers were victims of bait-and-switch advertising undertaken by Lexington Law and CreditRepair.com, it’s worth mentioning.
- More details here
State AGs Issue Warning to Dept. of Education Over Proposed Student Loan Relief Rule
- Missouri Attorney General Andrew Bailey is spearheading a 23-state coalition challenging the Biden Administration’s latest student loan forgiveness rule, accusing it of overstepping its authority. The coalition’s letter, signed by representatives from states including Alabama, Texas, and Florida, argues that the Department of Education’s fourth attempt to forgive student debt illegally shifts financial burdens onto American taxpayers without proper Congressional approval.
- More details here
WORTH NOTING: Why you should stop using apps like ChatGPT as a search engine … Poses to help give you more confidence when taking pictures of yourself … If you’re deadset on using your patio furniture in the winter, here are some items to help you stay warm … A lot of consumers are putting car repairs on the backburner because they can’t afford them … Recipes for the best Christmas and holiday cookies … The states where consumers are struggling the most … Owning a home may help you live longer, according to new research … The 20 best songs of 2024.
Funny Friday, part I
Funny Friday, part II
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