Daily Digest – March 31. Complaint Accuses Collector of Calling at Inconvenient Time; Pa. Appeals Court Affirms Ruling that SOL Disclosure Not Required in Late Letters

COMPLAINT ACCUSES COLLECTOR OF CALLING AT INCONVENIENT TIME

• The Fair Debt Collection Practices Act prohibits collectors from communicating with consumers at times and places known by the collector to be inconvenient to the consumer. But what the FDCPA doesn’t necessarily do is draw the line that defines when a collector has been told that he or she is attempting to communicate at a time or place that is inconvenient. One plaintiff is arguing that simply notifying the collector that he was at work is on the other side of that line.
• More details here.

PA. APPEALS COURT AFFIRMS RULING THAT SOL DISCLOSURE NOT REQUIRED IN LATE LETTERS

• A collector is not obligated to include a notification that the statute of limitations on a debt has expired as long as it does not initiate or threaten legal action on the debt, the Pennsylvania Superior Court ruled yesterday in affirming a lower court’s decision.
• More details here.

REPUBLICANS INVOKE CRA TO OVERTURN STUDENT LOAN DEBT CANCELLATION PROGRAM

• Not content with hoping that the Supreme Court will strike down a program started by the federal government to wipe out as much as $20,000 in student loan debt for individuals, a number of Republicans have started the process of using the Congressional Review Act to keep the program from ever being implemented.
• More details here.

JUDGE GRANTS MSJ FOR DEFENSE IN FDCPA CASE OVER VALIDATION REQUESTS

• A District Court judge in Illinois has granted a defendant’s motion for summary judgment, ruling that the verification information it sent to the plaintiff was sufficient to validate and debt and that it was not a false or misleading act to place the account with another agency while it was being disputed with the original collector.
• More details here.

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Funny Friday, part I

Funny Friday, part II

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