APPEALS COURT UPHOLDS DISMISSAL OF FCRA CLASS-ACTION OVER CODE USED TO REPORT DEBT DURING PANDEMIC FORBEARANCE
- The Court of Appeals for the Ninth Circuit has affirmed a lower court’s ruling in favor of a defendant that was sued in a class action for violating the Fair Credit Reporting Act because of the code it used when furnishing information about the debt to credit reporting agencies while the account was in a forbearance plan during the COVID-19 pandemic, ruling the lower court did not make a mistake in dismissing the complaint.
- More details here.
JUDGE APPROVES $2.8M SETTLEMENT IN FDCPA CONVENIENCE FEE CLASS ACTION
- A District Court judge in Florida has granted preliminary approval of a $2.8 million settlement in a Fair Debt Collection Practices Act class-action case involving convenience fees charged when consumers made payments on their mortgages over the phone or online.
- More details here.
MORTGAGE SERVICER REACHES $975K SETTLEMENT WITH MASS. AG OVER DEBT COLLECTION, SERVICING ISSUES
- The Attorney General of Massachusetts has announced an enforcement action against a mortgage servicing company that will pay $975,000 for engaging in unfair debt collection practices by failing to provide compliant debt validation notices and calling individuals more frequently than is allowed by state law, while also failing to make required efforts to help individuals avoid foreclosure.
- More details here.
EXPERTS SHARE CONTEXT ON CASES IMPACTING ARM INDUSTRY
- Industry experts Leslie Bender, Joann Needleman, Chuck Dodge, Brit Suttell, Jessica Klander, Rick Perr, and Caren Enloe provide their perspectives and analysis of the legal and compliance trends shaping the ARM industry.
- More details here.
- This series is sponsored by Bedard Law Group
WORTH NOTING: Are you one of those people who wake up just before your alarm goes off in the morning? … The coolest new car features of 2022 … Are you being rude if you don’t tip at the counter? … Predictions about our eating habits for 2023 … Mantras to adopt that will help immediately improve your life … A treehouse for sale for $1.25 million that comes with its own heated pool … Tips to help you stay warm during a winter power outage … The 50 best movies of 2022.
Trailer Tuesday, part I
Trailer Tuesday, part II
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