Daily Digest – December 6. Settlement Offer, Tradeline Deletion Mention in Letter Leads to Class Action; Tim Collins on Challenging the Status Quo

SETTLEMENT OFFER, TRADELINE DELETION MENTION IN LETTER LEADS TO CLASS ACTION AGAINST COLLECTOR

  • A class-action complaint has been filed in New Jersey federal court alleging a defendant violated the Fair Debt Collection Practices Act when it sent a letter offering options to settle a debt for less than the full amount owed and that once the final payment was received, it would request the tradeline in question be deleted from the plaintiff’s credit report because it would consider the account to be resolved in full.
  • More details here.
  • This series is sponsored by WebRecon

TIM COLLINS ON CHALLENGING THE STATUS QUO

  • Being curious and wanting to learn new things is exciting and challenging. But Tim Collins has never been satisfied with just doing something challenging. He wants to go beyond. And the next step beyond learning is questioning, meaning — if you think you know something, what if you were wrong? Put another way, doing things the same just because it’s the way that it’s always been done is a recipe for stagnation and withering away to nothingness.
  • More details here.
  • This series is sponsored by Corporate Advisory Solutions

ED. DEPT. ISSUES GUIDANCE ABOUT POST-MORATORIUM COLLECTION EFFORTS

  • Individuals with student loans will be able to avoid facing collection attempts for one year once the moratorium on making student loan payments ends, according to guidance released by the Department of Education’s Federal Student Aid office last week.
  • More details here.

WASHINGTON APPEALS COURT OVERTURNS RULING FOR COLLECTOR

  • The Court of Appeals for the State of Washington has reversed a lower court’s ruling and has held a debt collector vicariously liable for the creditor refusing to return an individual’s security deposit when she abandoned the lease for her townhome and required the collector to pay attorney fees and costs for the plaintiff covering two appeals of the original ruling.
  • More details here.

JP RECOVERY SERVICES MERGES WITH HEALTHCARE REVENUE CYCLE LEADER MEDUIT

  • Meduit, a leading healthcare revenue cycle solutions company, announced today that JP Recovery Services (JPRS) has joined the Meduit organization. Together, the two companies will leverage their combined capabilities to provide a full spectrum of revenue cycle solutions to healthcare organizations in 48 states.
  • More details here.

WORTH NOTING: We all recognize the first notes of this song … Looking back at the career of Kirstie Alley, who died yesterday … The 10 best movies of 2022, according to Time … The Internal Revenue Service is saying your tax refund could be smaller next year … Has “tip culture” gotten out of hand? … The flu season this year is already “fierce” and is going to get worse … The best books about leadership … The most and least reliable airlines.

Trailer Tuesday, part I

Trailer Tuesday, part II

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