Daily Digest – November 21. Just Grants MTD in Case Over Fees, Charges in Letter; Judge Rebuffs CFPB Funding Argument in Denying MTD

JUDGE GRANTS MTD IN FDCPA CASE OVER FEES, CHARGES LINE ITEM IN LETTER

  • Ahh, remember the good ole’ days, before Regulation F went into effect? The different types of collection letters and notices were as numbered as the stars in the night sky. Interpreting what those letters meant was — and still is — left to judges across the land. Thus, it was left to a District Court judge in New York to rule on what “charges and fees” meant in a letter. Are they in reference to what was incurred before the account was sent to the agency for collection? Or, are they in reference to what the agency assessed after it was assigned the account? Read on to find out.
  • More details here.

JUDGE REBUFFS CFPB FUNDING ARGUMENT IN DENYING MTD

  • A District Court judge in Illinois has rebuffed arguments from a defendant being sued by the Consumer Financial Protection Bureau that a recent Appeals Court decision invalidating the mechanism through which the Bureau is funded is sufficient grounds to have the lawsuit dismissed, denying the plaintiff’s motion.
  • More details here.

TRAUMATIC INJURIES PUT PATIENTS INTO DEEPER FINANCIAL HOLE: REPORT

  • Medical debt may be keeping people who suffer traumatic injuries from truly recovering and getting all the help they need, according to the author of a recently released report that sought to uncover the financial outcomes of insured individuals who suffer serious injuries.
  • More details here.

EXPERTS SHARE CONTEXT ON CASES IMPACTING ARM INDUSTRY

  • Industry experts David Kaminski, Stacy Rodriguez, Xerxes Martin, John Redding, Jonathan Robbin, Mike Frost, David Shaver, and Chris Morris provide their perspectives and analysis of the legal and compliance trends shaping the ARM industry.
  • More details here.
  • This series is sponsored by Bedard Law Group

WORTH NOTING: Photos of the aftermath in Buffalo following a massive amount of snow … Are urgent care facilities hurting your local doctor’s office? … Did your office suffer a drop in productivity because of Taylor Swift? … Tips to help you save on gas if you’re driving somewhere for Thanksgiving … Remembering Jason David Frank of the “Power Rangers” … A t-shirt that will get you free breakfast for a year … Phrases to ditch if you want to sound more confident … Hot-dog-vendor-on-hot-dog-vendor crime is always a tragedy.

Music Monday, part I

Music Monday, part II

The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.

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Daily Digest – November 28. Airline Abandons Call-Based Customer Service; N.Y. Gov Signs Medical Debt Anti-Garnishment Bill

AIRLINE ABANDONS CALL-BASED CUSTOMER SERVICE IN FAVOR OF ONLINE CHATS, TEXTS Change often comes in …

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