Daily Digest – October 17. MVN Not a Requirement, Judge Rules; More Americans Favor Medical Debt Forgiveness Over Wiping Out Student Loans

MVN NOT A REQUIREMENT UNDER REG F, JUDGE RULES

  • In a case where a collection agency has sued its client for allegedly breaching their contract, a federal judge has granted a motion to remand the case back to state court, ruling the Model Validation Notice is not a requirement to be used under Regulation F.
  • The client attempted to recall its accounts because the agency was not using the MVN when Reg F went into effect.
  • More details here.

JUDGE REMANDS FDCPA CASE BACK TO STATE COURT, BUT CLOSES DOOR ON DAMAGES

  • A District Court judge remanding an FDCPA case back to state court where it was originally filed is about as common as Christopher Nolan playing with timelines, but in this case the judge had some interesting comments about the damages the plaintiff was eligible to receive.
  • More details here.

MORE AMERICANS FAVOR MEDICAL DEBT FORGIVENESS THAN WIPING AWAY STUDENT LOAN DEBT

  • An overwhelming majority of Americans — including Republicans — would prefer the federal government forgive unpaid medical debts than student loan debt, according to the results of a nationwide survey.
  • More than half of those surveyed want all medical debts erased.
  • More details here.

EXPERTS SHARE CONTEXT ON CASES IMPACTING ARM INDUSTRY

  • Industry experts Michael Klutho, Joann Needleman, Carlos Ortiz, Mitch Williamson, Heath Morgan, and David Schultz provide their perspectives and analysis of the legal and compliance trends shaping the ARM industry.
  • More details here.
  • This content is sponsored by Bedard Law Group

WORTH NOTING: Tips to help you create the perfect Jack O’Lantern for Halloween … A daily playtime ritual to get your kids to listen better … I know I’m not a fan, but what do you think of people who recline their seats on airplanes? … If this were a grade, it would be an A-plus: 98% of CEOs are preparing for a recession … For fans of snow crab, this is not good news … The Great Resignation is ending … What to do with your old phones and gadgets … Tips to help you if you are in the market for a new car.

Music Monday, part I

Music Monday, part II

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Daily Digest – November 21. Just Grants MTD in Case Over Fees, Charges in Letter; Judge Rebuffs CFPB Funding Argument in Denying MTD

JUDGE GRANTS MTD IN FDCPA CASE OVER FEES, CHARGES LINE ITEM IN LETTER Ahh, remember …

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