Daily Digest – October 14. Complaint Alleges Collector Failed to Honor Text Opt-Out, 7-in-7; Lack of Jurisdiction Dooms FCRA, FDCPA Case

COMPLAINT ALLEGES COLLECTOR FAILED TO HONOR TEXT OPT-OUT, 7-IN-7

  • While it included an opt-out disclosure in text messages sent to an individual, a collection operation is being accused of not honoring the requests made by plaintiff to stop receiving the communications.
  • The defendant is also accused of making rapid-fire calls in quick succession, to the point of allegedly violating the 7-in-7 provisions of Regulation F.
  • More details here.
  • This content is sponsored by WebRecon.

LACK OF JURISDICTION LEADS EDPA JUDGE TO DISMISS FCRA, FDCPA CASE

  • The plaintiff filed suit in Pennsylvania, claiming the jurisdiction was proper because one of the credit reporting agencies had an office there.
  • The plaintiff also argued that jurisdiction was proper because the two debt collection defendants collected debts from individuals in that state, but not the plaintiff.
  • More details here.

N.Y. GOV SIGNS BILL ELIMINATING CERTAIN COLLECTION FEES ON UNPAID STUDENT LOANS

  • The state previously tacked on a 22% collection fee when debts were referred to the state AG’s office for collection.
  • The fee was used for the AG’s office to recover its costs to collect, which it will not longer be allowed to do.
  • More details here.

HOSPITAL RESPONDS TO SENATOR’S INQUIRY ABOUT COLLECTION PRACTICES

  • In response to questions about its collection practices, the president and chief executive of Providence hospital noted that the facility has cut down on the number of collection agencies it works with from 17 to two.
  • The letter also details the procedures for assigning accounts to the two agencies.
  • More details here.

WORTH NOTING: This might be the most savage grandmother in America … Why you need to stop using the 👍🏻 from here on out … Busting myths about hydration and water consumption … If you want to know what Julia Roberts’s secret to a happy marriage, here it is … A teacher has shared an ingenious cheating system used by one of her students … Common mistakes that job interviewers make and how job seekers should respond … How to improve your memory and remember almost anything … Companies are hanging on to employees “for dear life.”

Funny Friday, part I

Funny Friday, part II

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Daily Digest – December 5. Senate Bill Aims to Restrict Medical Debt Collections; Calif. Appeals Court Upholds Ruling for Creditor in RFDCPA Case

SENATE BILL SEEKS TO PLACE RESTRICTIONS ON MEDICAL DEBT COLLECTION A bill has been introduced …

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