Daily Digest – September 2. Collector Facing FDCPA Class Action Over Contradictory Letters; Appeals Court Overturns Arbitration Denial

COLLECTOR FACING FDCPA CLASS ACTION OVER CONTRADICTORY LETTERS

  • The plaintiff received two letters that included different statements related to credit reporting.
  • The letters were sent three years after the defendant had indicated it was ceasing collection activity on the account
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APPEALS COURT OVERTURNS LOWER COURT’S DENIAL OF ARBITRATION MOTION

  • Whose job is it to determine whether a matter needs to be arbitrated? If the underlying agreement indicates that all claims must be arbitrated, then that means it’s the job of an arbitrator to decide, according to the Third Circuit Court of Appeals.
  • The decision will likely be well received — especially in Pennsylvania and the rest of the Third Circuit — by debt buyers and collection agencies.
  • More details here.

CFPB EXAMINES DEBT ISSUES FOR PEOPLE LIVING IN APPALACHIA

  • It likely won’t surprise anyone to know that people living in the Appalachian region are more likely to have debt issues than people living in the rest of the country. But certain kinds of debt are causing more problems than others, according to a report released by the CFPB.
  • More details here.

WORTH NOTING: Exercises that can prevent and relieve pain from computer slouching … How well do you know your hats? Take this quiz to find out … The Biggie Bag is back at Wendy’s … Highlights from three cast members of “Saturday Night Live” who are reportedly not coming back this season … The most-regretted — and lowest-paying — college majors … Bank of America is offering a mortgage to first-time homebuyers with no down payment, no closing costs, and no credit score requirements … How the wisdom in Wordle can help you find your next job … The most affordable states to retire to.

Funny Friday, part I

Funny Friday, part II

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Daily Digest – December 2. Collector Accused of Violating Reg F Over Debt Parking; Data Breach at Wash. Collection Agency Impacts 3M Consumers

COLLECTOR ACCUSED OF VIOLATING REG F, FDCPA BY FURNISHING INFO ABOUT PLAINTIFF’S FATHER ON PLAINTIFF’S …

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