Daily Digest – May 25. Appeals Court Overturns Ruling Over ‘This is An Attempt to Collect’ Disclosure; Suit Filed Claiming Debts Were Covered by Worker’s Compensation

APPEALS COURT OVERTURNS RULING OVER ‘THIS IS AN ATTEMPT TO COLLECT’ DISCLOSURE IN STATEMENT

  • This is one of those cases where I am going to remind everyone that I am not a lawyer and I could be completely off-base, but as I read this ruling, I thought it offered an interesting lesson that putting the mini-Miranda on every communication might not be the best idea. The Court of Appeals for the Eleventh Circuit has reversed a lower court’s dismissal of a suit alleging violations of the Fair Debt Collection Practices Act and the Florida Consumer Collection Practices Act, ruling that mortgage statements that had incorrect information on them should be subject to the FDCPA because they included the mini-Miranda notice that was not required by the Truth in Lending Act.

COMPLAINT ACCUSES CREDITORS, AGENCY OF ATTEMPTING TO COLLECT DEBTS COVERED BY WORKER’S COMPENSATION

  • A complaint has been filed in federal court in California accusing a number of healthcare providers and a collection agency of violating state law as well as the Fair Debt Collection Practices Act by attempting to collect on a debt that was incurred as a result of injuries suffered while the plaintiff was working and thus covered by worker’s compensation.

CFPB REORGANIZES AND LAUNCHES NEW OFFICE TO PROMOTE COMPETITION AND INNOVATION

  • The Consumer Financial Protection Bureau yesterday announced it was replacing its Office of Innovation with a new Office of Competition and Innovation that aims to “spur” innovation in the financial services industry by promoting competition and making it easier for “new market entrants.”

26 COMPANIES LOOKING FOR COLLECTION TALENT

WORTH NOTING: You won’t be able to find a payphone in New York City anymore … Photos from the horrific tragedy in Texas yesterday … If you want to know what Matthew McConaughey and Steve Kerr had to think about the shooting … Vrbo has released its “vacation homes of the year” … An interesting question — why aren’t all the advancements in technology making us more productive? … Can you pass this basic financial literacy test? … The average car on the road in the United States is getting older and setting new records … The Great Resignation Regret“Lunchflation” is real. Going back to the office is costing people a fortune.

A great story from Ryan Reynolds

The worst cake in history?

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