JUDGE DENIES MSJ IN FDCPA CASE OVER STATUS OF VERIFICATION LETTER
- Is a debt verification letter, sent in response to a dispute from an individual, an attempt to collect on a debt? A District Court judge in Georgia has ruled it is, denying a defendant’s motion for summary judgment in a Fair Debt Collection Practices Act case
BEDARD BREAKS DOWN REG F’S SECTION ON DISPUTES
- If there is one certainty about what is going to happen once Regulation F goes into effect on November 30, it’s that individuals who receive notices from debt collectors are going to dispute more debts. By providing the option for consumers to dispute the validity of a debt on the tear-off portion of the Model Validation Notice, the expectation is that more disputes are going to be submitted, whether they are legitimate or not. How collectors need to handle those disputes is tackled by John Bedard of Bedard Law Group in the latest episode of “You Wanted a Rule, You Got a Rule.”
THE RACIAL DIVIDE OF HEALTHCARE DEBT
- There is nobody who will disagree that there are problems with medical debt across America. From massively underestimating how much medical debt actually exists to hospitals and healthcare facilities across the country being called out for being too aggressive in trying to collect on unpaid debts — especially when the amounts collected are not significantly adding to the facilities’ bottom lines — there is no doubt that there are more problems than solutions. A published media report has exposed yet another problem facing healthcare facilities and the companies that collect their debts — racial inequality.
DFPI EXTENDS COMMENT PEROD ON LICENSING APPLICATION CHANGES
- The California Department of Financial Protection & Innovation is giving interested commenters a couple of extra days to submit their thoughts on a set of proposed modifications to its licensing application for debt collectors.
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