Daily Digest – April 30. Judge Partially Grants MSJ for Defendant; ARM Industry Gets 5 of 7 Spots on New DFPI Committee

JUDGE PARTIALLY GRANTS MSJ FOR DEFENDANT ACCUSED OF ATTEMPTING TO COLLECT FROM WRONG PERSON

  • A District Court judge in Washington has partially granted a defendant’s motion for summary judgment while denying a plaintiff’s motion for the same ruling in a Fair Debt Collection Practices Act case in which the defendant attempted to collect a debt from the plaintiff, who claims not to have incurred the debt in question.

5 OF 7 SPOTS ON DFPI’S NEW DEBT COLLECTION COMMITTEE AWARDED TO INDUSTRY EXPERTS

  • The majority of the seven individuals chosen to serve as the debt collection advisory committee for the California Department of Financial Innovation are from the accounts receivable management industry, which is a good thing because one of their first jobs will be to help build the state’s new debt collection licensing program.

FTC FINES COMPANY $20M FOR FCRA VIOLATIONS

  • The Federal Trade Commission has reached a $20 million settlement with a company accused of violating the Fair Credit Reporting Act by improperly obtaining individuals’ credit reports and the FTC’s Red Flags Rule for failing to implement an identity theft program.

RESEARCHER UNCOVERS FLAW EXPOSING CREDIT SCORES OF MOST AMERICANS

  • A security researcher who is also a student uncovered a technical flaw that allowed him — and anyone else who realized it — to look up the credit scores of any individual by using just that person’s name and address using an interface called an API from Experian, according to a published report. While the specific vulnerability has been plugged, the researcher said he fears that similar vulnerabilities may exist on “countless” other websites that work with the credit reporting agency.

WORTH NOTING: A pediatrician weighs in on what is safe — and not safe — for children who are not vaccinated against COVIS-19 … There are hobbies, and then there are hobbies … The CDC has given cruises the green light, under certain circumstances … America is running low on chickenAnalyzing every pick of last night’s NFL draft … More than 85% of Americans eat at McDonald’s at least once a year … If you are in the market for a weighted blanket … Tim Tebow is attempting a comeback to the NFL, but at a different position … Places where it is so cheap to live you might not have to work.

Why paid family leave is good for the economy

Funny Friday

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