JUDGE GRANTS MSJ FOR DEFENSE IN FCRA PERMISSIBLE PURPOSE CASE
- In a case that was defended by the team at Malone Frost Martin, a District Court judge in Indiana has granted a defendant’s motion for summary judgment after it was sued for allegedly violating the Fair Credit Reporting Act when it obtained a propensity to pay score for an individual from a credit reporting agency after the individual had filed for bankruptcy protection. In granting the defendant’s summary judgment motion, the judge denied a motion for summary judgment that had been filed by the plaintiff and determined that a motion for class certification was moot.
CFPB FINES COLLECTOR $204K FOR COLLECTING WITHOUT PROPER LICENSES IN THREE STATES
- The Consumer Financial Protection Bureau yesterday announced it had entered into a consent order with a debt collector, ordering it to pay $204,000 after it was found to be threatening to sue, suing, and demanding payments from consumers in three states even though it did not have the proper licenses to do so.
THE TYPES OF MESSAGES THAT CONSUMERS ARE MOST LIKELY TO RESPOND TO
- Are individuals more likely to return a message if it is left by a man or a woman? If it asks the individual to call an toll-free number or a number that is in his or her own area code? If the tone of the message is friendly or stern?
PATIENTS WANT PROVIDERS TO EMBRACE DIGITAL COLLECTION PLATFORMS: SURVEY
- Fewer individuals had a medical debt go into collections in 2020 compared with a year ago, according to the results of a survey that were released this week, which also showed a spike in the usage of billing-related text messages and emails as providers and collectors embrace digital collection strategies.
WORTH NOTING: How full is your local hospital right now? … The Planter’s mascot has a new name and age … Fans of James Bond movies will be very happy with this news … Fans of Krispy Kreme will be very happy with this news … A lot of people still aren’t making as much as they did before the pandemic … Student loan borrowers are getting at least one more month without having to make any payments … Apple is releasing some really expensive headphones … The best glass for wine lovers.
Mount Everest had a growth spurt
Why we need the Space Force
The Daily Digest is sponsored by Microbilt. Designed to help debt collection professionals, MicroBilt’s platform of recovery and skip tracing tools provide quick, convenient, and current data that help you prioritize and successfully track people down and collect. Keep your skip tracing and debt recovery efficient and effective! Contact us to find out about our 90 Day Try Us Program. Call 800-884-4397 or visit www.microbilt.com.