TCPA Class Action Alleges Unsolicited Calls Pitched Debt Consolidation Services

A class-action lawsuit has been filed, accusing a financial services company and a vendor it uses of violating the Telephone Consumer Protection Act by pitching debt consolidation services to individuals by making calls to their cell phones with first obtaining the proper consent to do so.

A copy of the complaint in the case of Abboud v. Barclays Bank Delaware and Premier Union Trust, d/b/a Second Choice Horizon, can be accessed by clicking here.

The named plaintiff alleges that she received calls from the plaintiff on three separate occasions — Oct. 1, 2018, Oct. 2, 2018, and Oct. 4, 2018. The plaintiff had never consented to receiving the calls from the defendants and had no previous relationship with the defendants which could have been misconstrued as providing consent to be contacted, according to the complaint.

The suit seeks to include any individual who received a call on his or her cell phone from the defendants for debt consolidation purposes without providing the proper consent to receive such calls.

The suit does not estimate how many individuals might be part of the class.

The defendants are accused of conducting “wide-scale” telemarketing campaigns by making “repeated” unsolicited calls to individuals using an automated telephone dialing system.

The plaintiff also alleges that after receiving the calls, the defendants also began sending emails and letters to the plaintiff, advertising its debt consolidation services.

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