Home / Daily Digest / Daily Digest – August 12. Creditor Disclosure Does Not Violate FDCPA, Judge Rules; Appeals Court Rules in Lavallee

Daily Digest – August 12. Creditor Disclosure Does Not Violate FDCPA, Judge Rules; Appeals Court Rules in Lavallee

CREDITOR DISCLOSURE DOES NOT VIOLATE FDCPA, JUDGE RULES

  • A District Court judge in Missouri has granted a motion for judgment on the pleadings on behalf of a defendant that was sued for allegedly violating the Fair Debt Collection Practices Act by including a disclosure from the original creditor that the individual who was sent a collection letter may receive less favorable credit terms in the future if she accepted a offer to settle a debt for less than the full amount owed.

APPEALS COURT RULES EMAILED VALIDATION NOTICE NOT A ‘COMMUNICATION’ UNDER FDCPA

  • The Court of Appeals for the Seventh Circuit has issued its long-awaited ruling in Lavallee v. Med-1 Solutions, affirming a lower court’s ruling that sending validation notices via email does not meet the Fair Debt Collection Practices Act’s definition of “communication.”

ENCORE CAPITAL KEEPS FLOODING CFPB WITH COMMENTS ABOUT PROPOSED RULE

  • Full credit goes to the folks at Encore Capital, which continues to flood the Consumer Financial Protection Bureau with comments supporting the agency’s proposed debt collection rule.

COMPLIANCE DIGEST – HEAR WHAT THE EXPERTS HAVE TO SAY ON ISSUES AFFECTING THE INDUSTRY TODAY

  • Click here to read this week’s Compliance Digest, sponsored by Applied Innovation. You’ll get insights from nine different compliance experts — Nicole Strickler, Lauren Valenzuela, Amy Jonker, Mitch Williamson, Ethan Ostroff, Boyd Gentry, Laurie Nelson, and Rick Perr — on important compliance topics, such as recent court rulings, new proposed legislation, and the impact of a new law going into effect in Illinois. You’re not going to get that kind of varied perspective anywhere else.

AMCA DATA BREACH WIDENS TO INCLUDE THREE MORE HEALTHCARE PROVIDERS

  • Three more healthcare companies have come forward and announced information from their patients was compromised in a data breach at American Medical Collection Agency. That brings the number of companies that have announced their involvement to nearly two dozen and raises the number of compromised records to more than 24 million.

RISING HOSPITAL PRICES TO CAUSE GREATER FINANCIAL STRAIN

  • Healthcare spending in the United States is projected to increase by $2.5 trillion in the next decade, rising to $6 trillion, and a large chunk of that will come from inpatient procedures at hospitals, according to a report from UnitedHealth Group.

WORTH NOTING: How the government handles and decides to reimburse damaged currency … If you haven’t noticed it already, gas prices are falling … Why you shouldn’t drink water all day … The White House is getting a paint job … How leaders can support introverts in the office … The biggest mistake you can make when correcting a lieHow to ask for time off now that summer is winding down … How to handle a co-worker who does nothing but complain … Why don’t NBA super stars want to play for Team USA? … Simone Biles is awesome.

Another reason to hate the beach

Music Monday

The Daily Digest is sponsored by Microbilt. Designed to help debt collection professionals, MicroBilt’s platform of recovery and skip tracing tools provide quick, convenient, and current data that help you prioritize and successfully track people down and collect. Keep your skip tracing and debt recovery efficient and effective! Contact us to find out about our 90 Day Try Us Program. Call 800-884-4397 or visit www.microbilt.com

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Daily Digest – August 20. Appeals Court Upholds Lower Court’s Summary Judgment Ruling for Defense in FCRA Case; Judge Denies MTD in FDCPA Suit Over Dispute Notice

APPEALS COURT UPHOLDS LOWER COURT’S SUMMARY JUDGMENT RULING FOR DEFENDANT IN FCRA CASE The Third …

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