Following on the heels of the California Consumer Privacy Act, a bill has been introduced in the New York state legislature that would require businesses to provide consumers with all of their personal information that the business retains or discloses to a third party.
Called the “Right to Know Act of 2019,” Senate Bill 224 was introduced by Sen. Brad Hoylman and has been referred to the New York Senate’s Consumer Protection Committee.
A number of respected compliance experts in the credit and collection industry have pointed to privacy as an area that is expected to receive significant attention from regulators and lawmakers in 2019. Other states may follow the lead of California and New York in giving consumers more access and transparency in how their data is collected and used by businesses, including collection agencies.
Among the information that is to be maintained and made available are:
- The consumer’s name, nicknames, or user names
- Mailing address and email address
- Telephone number
- Account name
- Social Security number, driver’s license number, and passport number
- Date of birth
- The consumer’s height and weight
- Gender, sexual orientation, gender identity
- Race or ethnicity
- Religious affiliation
- Political affiliation
- Professional or employment-related information
- Educational information
- Medial information, including medical conditions
- Financial information, including credit and debit card numbers, account balances, payment history, or other information related to assets, liabilities or general creditworthiness
- Commercial information
- Location information
- Internet or mobile activity information, including IP addresses
- Text, photos, audio or video recordings
- Any information above as it pertains to the consumer’s children